5 Ways to Protect Yourself from Identity Theft
As more commerce than ever finds its way into the digital space, scammers and thieves are also becoming more knowledgeable about how to steal your information in that space. Here are five ways to protect yourself from ID theft.
Shred Statements on a Regular Basis.
You may think that a paper shredder is only for people with something to hide, and you are definitely right. Everyone has something to hide these days, even if you are not doing anything illegal. Never leave random bank statements or credit card statements or envelopes lying around the house. Start a weekly shredding session to get rid of all extraneous records. You may also hire a professional service to do this for you on a schedule if you are too busy. Remember: It only takes one piece of information for a savvy crook to access your entire ID.
Sign Up for Identity Protection Services.
There is only so much that one person can do to protect an identity. Everyone with business interests or assets to protect needs 24 hour a day protection in order to maximize any ID anti-theft program. If you are trying to protect assets and portfolios that are worth tens or even hundreds of thousands of dollars, then a few dollars a month is really not that much. Try to choose a protection program with guaranteed insurance.
Monitor Your Credit Report Consistently.
Many savvy thieves will skim from your credit card or use a random piece of information to access your credit records and buy things under your name. Many times, you will not even know about this activity unless you request a credit report and view the line items firsthand. However, you will certainly find out if you try to get a loan to buy a large asset. Banks do not care that your credit report is incorrect; they can only go by the information that is reported. Getting a free credit report once every four months is a great way to keep thieves from stealing your ID and mooching off of your hard work.
Do Not Open Unsolicited Email.
Digital scammers are so sophisticated that they may be able to steal your ID from a single opened email. If you do not know who the email is from, delete it immediately without opening it. Instead of a blacklist trying to filter out spammers, have a whitelist that filters in associates. You can always check your spam folder later if you think that you have missed something.
Make Your Online Passwords Stronger.
Do not ever use a piece of personal information as any part of your online password, especially if that password is protecting financial records. Do not use the same password for any two accounts. If a thief hacks one account, at least he will not be able to get into all of your accounts. Use random strings of numbers, letters, special characters and uppercase characters to achieve the strongest passwords.
Identify Theft Safety Tips courtesy of Myfox Home Security.